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Master Merchant Program

Unlock new revenue and business opportunity with Kiple’s Affiliate Program ​
Earn as You Go​
Earn more when you onboard more business to use Kiple’s Payment Solutions​
Curated Packages ​
Enjoy special marketing promotion and packages to help you onboard more businesses​
Cross Opportunities​
Collaborate and grow your solutions together with us​

FAQ

 

Sign Up

Who can sign up to Kiple e-Wallet?

Any Malaysian citizen, permanent residents, work permit holder or foreigner with valid passport expiry date and an active registered mobile number.

 
Is my personal information safe with Kiple?

Do not worry, your personal information will not be shared or sold to any other parties, in accordance with the PDPA Act. You may read more about Kiple Privacy Policy as per link below:

 
How many Kiple account can I register?

Only ONE valid IC (MyKad)/Passport for ONE Kiple account and each account is only allowed to be linked to ONE unique mobile number and email address.

 

What is the minimum phone specification requirement for Kiple e-Wallet application?
  • iOS devices requires version 15.0 or later
  • Android device requires version 12.0 or later
 
What is the benefit I enjoy as a Kiple e-wallet user?

As a Kiple e-wallet user, you will get to enjoy the basic services Kiple has to offer.

  • Mobile prepaid reloads
  • Paying bills
  • Remittance service
  • Education Services
  • Transfer money to other Kiple e-Wallet users (P2P)

 

What is the wallet size and its limit?
  • Category: Platinum Plan
  • Wallet Size: RM30,000
  • Monthly Transactions Limit: RM30,000
  • Wallet balance expiry: No expiry
  • Kiple Visa Prepaid Card: Available

 

Security

Why do I need to create a 6-digit Security PIN on my Kiple application?

This 6-digit Security PIN is required to be keyed-in when making payments using Kiple e-Wallet. It is a security measurement to prevent any unauthorized transactions happening from using your Kiple e-Wallet account.

 
Where can I change my 6-digit wallet PIN?

You can change your 6-digit wallet PIN at Account and Settings tab

 
What should I do if I forgot my 6-digit Security PIN?

You may reset your 6-digit Security PIN by following the steps below -:

  • Step 1: Login to your Kiple application
  • Step 2: Click Visa
  • Step 3: Click Freeze Card
  • Step 4: Click Forgot PIN
  • Step 5: Enter Kiple app password
  • Step 5: A temporary 6-digit Security PIN will be sent to your registered mobile number (via SMS)
 
Why is there a limitation to my payments?

A set of usage limitation and control mechanism is being put in place as part of our security feature enhancement. This is to ensure that we protect our users from any malicious activity, or any unanticipated losses.

 
How do I change the password for my Kiple account?

To change password for your Kiple account, kindly go to ‘account’ then ‘profile’. Click on ‘change password’. You are required to key in your current password and new password.

 
I have forgotten my password, how do I reset it?

You can reset your password in the login screen. Press ‘forget password’ and key in your registered mobile number. An OTP will be sent to your registered number. Please follow the instruction in the app to set your password.

 
Can I change my email address?

Yes, you can change your email address at Account section under Profile. Enter your 6 digit wallet pin to change. You will receive notification on your recent change of email address for your Kiple Wallet.

 

eKYC Verification

What is eKYC?

eKYC is known as Electronic-Know Your Customer. It is a digital way of paperless process of identifying and verifying our customers.

 
Why do I need to do eKYC?

This is to ensure there is no stolen identity in our wallet platform. This is to prevent activity such as stolen identity, money laundering, terrorism financing, and other illegal corruption schemes are not expose in our wallet platform.

 
What do I need to provide to perform eKYC?

eKYC can be performed by providing any of below:

  • Local identification document MyKad issued by local government. This method is applicable to all Malaysian residents.
  • Passport issued by respective country. This is typically applicable for non-Malaysian user or Permanent Resident in Malaysia.
  • UNCHR
  • If you are using other form of identification, kindly reach our customer support at [email protected] for assistance.
 
How do I perform eKYC to verify my Kiple account?

Follow these few simple steps to verify your Kiple account:

  • Step 1: Login to your Kiple app
  • Step 2: Click verify your Kiple account to proceed
  • Step 3: Tilt your MyKad right and left to capture the authenticity
  • Step 4: Capture front and rear side of your MyKad image
  • Step 5: Capture a video of your selfie
  • Step 6: DONE!
 
Why do I need to provide my selfie during eKYC process?

Taking a selfie is compulsory as part of the mandatory process of eKYC to allow the business (Kiple) to know if the information captured from the ID matches with the entity that performs the eKYC process. Any information and details (e.g : name, address, DOB, photo of user and etc) provided during eKYC process are securely retained in our system and not disclosed to any parties except requested by the financial regulator (e.g : Bank Negara Malaysia)

 
How long does it take to verify my identity?

Once you have submitted your documents, it will usually take 3 working days for review and verification. We will notify via App once your submitted documents are approved.

 
How do I know if I pass my eKYC verification?

After you have completed the eKYC process, you should be able to see the eKYC status updated on your Profile page of the mobile application.

 
What do I need to check if I failed my identity verification?

Please always check if you have:

  • Captured your identity documents (eg. Identity card/Passport) clearly and within the frame range.
  • Followed the instructions given for the entire submission process
 
Why do I fail to scan my IC (for Malaysian) during the first step? ​

User is highly advised to perform the eKYC in a bright area to allow the system to scan user details accurately. User is also advised to avoid any light reflection or glaring during the entire process to ensure information on the document is captured and readable. ​

 
My document is broken and damaged. Can I still proceed to do my eKYC? ​

No, you will need to renew your document at respective department (eg:Jabatan Pendaftaran Negara, respective local authority for passport holders)​

 
Why does my facial recognition matching always return failed? ​

Please ensure that eKYC is performed under bright area and avoid wearing weird sunglasses or covering your entire face with any object or attire.

 
My Passport will expire soon, can I still do eKYC using my passport? ​

No, user is not allowed to submit passport that will expire within next 6 months for verification.

 

Termination

What is the process to terminate my Kiple E-Wallet account?

To terminate your Kiple account, you may go to Kiple app, click on ‘account – ‘settings’ – ‘delete account’ – ‘next’ – ‘delete account’.  Your account termination request will be submitted and processed accordingly.

 

 

Ewallet Reload

Auto Top-Up

What is auto Top-Up?

User may setup the app to automatically top up their wallet when the balance is running low.

 

Where can I setup my Auto Top Up?
  • At home screen, tap “More”
  • Under your wallet balance, tap on “Manage Auto Topup”
  • Key in your preferred setting to proceed
 
How do I turn off Auto Top-Up?
  • At home screen, tap “More”
  • Under your wallet balance, tap on “Manage Auto Topup”
  • Toggle the “On/Off” button to turn off

 

Credit/Debit Card Top-Up

How do I top-up using credit/debit card?
  • At Home screen, tap Topup and select the desired amount
  • Next, tap on “Pay with Credit/Debit Card”
  • Enter your card details to proceed
  • You can save your card details for future use
 
What is the monthly Credit/Debit Card Top-up Limit?

The monthly top-up limit via Credit/Debit Card is set at RM30,000.
You can now check your available monthly Credit Card top-up limit on your Kiple Wallet.

 
How to check monthly credit/debit card top-up limit?
  • At the Home Screen go to Kiple Wallet and tap “More”
  • Scroll down to view “Monthly Credit/Debit Card Top-Up Limit”

 

Online Banking Top-up

How do I top-up with Online Banking?
  • At Home screen, tap Topup and select the desired amount
  • Next, tap on “Pay with Online Banking”
  • Select your bank and key your details

 

Transfer Money (P2P)

What is Transfer Money?

Allows you to transfer your e-Money from your Kiple e-Wallet balance to another Kiple recipient. The steps are as

  • Step 1: Click ‘transfer’ in the Kiple app
  • Step 2: Enter mobile number of the recipient
  • Step 3: Enter amount that you wish to transfer
  • Step 4: Click ‘submit’
  • Step 4: Transfer is done!

 

What is the minimum amount for the Money Transfer feature?

The minimum amount for money transfer is RM1. Your maximum transfer amount will be according to your wallet size.

 

How long will the transfer money reflect in the Kiple account?

The transfer money will reflect immediately in recipient’s Kiple e-wallet balance.

 

Transactions

What type of payment can we perform with Kiple E-wallet?

You can perform payment varieties of payment with Kiple. Bill Payment, mobile reload, payment at counter for available merchant and transfer money to your friends.

 

Where do I find my transaction history?

You can check your transaction history by click on ‘history’ on the Kiple app homepage.

 

Will I be able to view my latest transactions immediately?

Yes, you may view your latest transactions on Kiple app immediately upon completing any transaction by clicking on “History” icon on your Kiple app.

 

Where can I make payments using Kiple Wallet?

You can make payments to all Kiple registered merchants. Each Kiple registered merchant is provided with a QR code, which you can scan to complete your payment. Alternatively, you can apply for a Kiple Visa Prepaid Card, allowing you to make payments at all Visa registered merchants.  

 

How to make a payment using Kiple app?

There are two (2) methods to remit payment by using your Kiple app -:

Merchant scan user’s QR Code:

  •          Step 1: Launch your Kiple app
  •          Step 2: Choose “Pay” icon and key in your 6-digit PIN
  •          Step 3: Show QR Code to merchant
  •          Step 4: Merchant scan User’s QR code
  •          Step 5: Payment complete!

User scan merchant’s QR Code:

  •          Step 1: Launch your Kiple app
  •          Step 2: Choose “Scan” icon
  •          Step 3: Scan merchant’s QR Code
  •          Step 4: Enter amount to pay
  •          Step 5: Key in your 6-digit PIN
  •          Step 6: Payment complete!

 

Direct Card Payment

What is direct card payment?

It is a payment option in Kiple using debit card or credit card as the payment method.

 
How do I set up my direct card payment?

To set up direct card payment, you need to complete the card registration process during the Add Card step. Both credit cards and debit cards are acceptable.

 
Where can I setup my direct card payment?

Click on ’more’ on the Kiple app and click ‘eCards’. Key in the card details and go through the authentication process by entering the OTP sent by the bank. This is only a one-time exercise if the authentication is completed successfully.

 
What type of card can I use to make direct card payment?

You may use either debit card or credit card

 
How many cards can I add?

You are allowed to add a maximum of two cards.

 
Are there any charges when I add card?

The Kiple payment gateway will perform a pre-authorization with the acquiring bank, where RM1 will be temporarily held from your card. This is to ensure that the card is active and not blocked. Once the process is complete, the RM1 will be released, and no charges will be applied to your card.

 
How do I cancel my Direct Payment option in Kiple app?

You just need to delete the save card from the ‘eCards’ in the Kiple app.

 
Is there a maximum payment limit allowable when I use direct card payment?

The maximum payment will be based on the card limit set by user at their bank card.

 

 
What is Kiple VISA Prepaid Card?

The Kiple VISA Prepaid Card is a prepaid card that is linked to your Kiple e-wallet account. You can use the VISA Prepaid Card like a Debit Card to make cashless payments in retail stores and e-commerce stores where VISA is accepted, if there is remaining wallet balance in your RedPay account. This applies for usages in both domestic and international countries. You can withdraw any amount of your Kiple e-wallet account balance at any VISA Automated Teller Machines (“ATMs”) worldwide.

 

Application

Where can I apply Kiple VISA Prepaid Card?

Kiple VISA Prepaid Card application can ONLY be done through the Kiple e-wallet. Application through Walk-in or call-in to Customer Service is not available.

 

How do I apply the Kiple VISA Prepaid Card?
  • Click on Visa from the Kiple app
  • Fill in the required information
  • VISA Prepaid Card will be delivered to you
 
Who can apply for the VISA Prepaid Card?

All Malaysian citizens and foreign applicants must be above 18 years old.

 
How many Kiple VISA Prepaid Card can I apply?

You may apply for one Kiple VISA Prepaid Card per Identity Card (NRIC/Passport/UNCHR).

 
Is there an expiry date for the Kiple VISA Prepaid Card?

Yes, Kiple VISA Prepaid Card expires after 5 years.

 

Fees & Charges

Is there a fee payment when I apply Kiple VISA Prepaid Card?
  • Card Issuing Fee : One-time fee charged – RM25.00
  • Annual Fee : Annual Fee for the 1st year will be waived. Subsequently, an annual fee of RM12.00 will be deducted from your Kiple e-wallet account.
  • Domestic ATM Withdrawal Fee: RM2.00 per withdrawal
  • International ATM Withdrawal Fee: RM14.00 per withdrawal. Additional charges from international ATMs may be applicable
  • Card Replacement Fee: RM25.00
  • Statement per hard copy: RM5.00. E-statement service is free
  • Sales Draft Retrieval Fee: RM15.00 per copy
  • Overseas Conversion Rate: Foreign currency transactions are converted to MYR at card scheme rates on the conversion day. A 1% service fee applies per transaction.

 

Delivery

How long will it take for my VISA Prepaid card to be delivered to my address?

The expected delivery time for your card is as follows:

  • West Malaysia: 5 working days
  • East Malaysia: 10 working days

If you do not receive your card within the specified timeframe, please contact our Customer Service team at +603 30008929 or email [email protected] to check on the delivery status.

 

If the card fails to be delivered, will Kiple refund the card payment?

If our investigation finds that the delivery failure was due to an internal system or process issue, we will refund the payment to the customer’s wallet within 14 working days. 

 

Can I change my Kiple Prepaid card delivery address after I have submitted my payment?

We do not encourage customers to change the delivery address after an order has been placed. However, if it is necessary, please contact our Customer Service at +603 30008929 or email [email protected] to cancel your Kiple VISA Prepaid Card order within 2 days of placing the order.

If the request to change the address is made more than 2 days after the order, you will need to submit a new card replacement order, which will incur additional costs. Your previous card request will be automatically cancelled in this case.

 

Card Activation

How do I activate my VISA Prepaid Card?

Once you have received your physical card, to activate please login to your Kiple app:

  • Go to Kiple app
  • Click on ‘VISA’ tab
  • Tap ‘Activate’ on the virtual card image
  • Enter your Wallet PIN for verification
  • Enter the last 4 digits of your card number
  • Set your card PIN and now you can start spending

Should you encounter difficulties after several attempts, you may contact our customer service at +603 30008929 or email to [email protected] for further assistance.

 

Top-up

How do I add money to my Kiple Visa Prepaid card?

When you top up your Kiple wallet, the balance on your Kiple Visa Prepaid Card is automatically updated, as both share the same balance. To top up your wallet, follow these steps:

  • From the home screen of your Kiple app, tap “Top Up.”
  • Enter the amount you wish to add.
  • Add or select your top-up source (credit/debit card or online banking).
  • Complete the required details and confirm

 

Is there any top up limit?

There is no top up limit.

 

Usage

How much can I spend using my Kiple VISA Prepaid Card?

Your Kiple VISA Prepaid card spending is RM30,000 per month.

 

What would be the exchange rate if I use my Kiple VISA Prepaid Card abroad?

The currency rate will be based on VISA. You can always check their rates here before you use your Kiple VISA Prepaid Card in overseas.

 
Do I need to let you know when I am travelling abroad?

No. You do not have to inform us while you are travelling abroad. You can use your card as usual.

 
Where can I use my Kiple VISA Prepaid Card?
  • You can use Kiple VISA Prepaid Card to make cashless payments in retail stores and e-commerce stores where VISA is accepted.
  • You can also withdraw amount of money from your Kiple e-wallet account balance at any VISA Automated Teller Machines (“ATMs”) worldwide. Just insert your card, enter pin, and select either Savings/Current account to further proceed.
  • You can enjoy exclusive Visa privilege promotions. Terms and conditions apply.

 

Why was my ATM cash withdrawal declined/rejected?

The decline is most likely due to one of the following reasons:

  • You have reached your daily withdrawal limit.
  • There are insufficient funds in your Kiple e-wallet account.
  • Your Kiple Visa Prepaid Card is in a frozen status.
  • ATM has insufficient notes to dispense.
  • ATM may have connectivity issue at the point of withdrawal.

If you did not receive your money after withdrawing but your Kiple e-wallet account has been deducted, please reach out to our Customer Service at +603 30008929 or email [email protected] for immediate assistance.​​

 

Is there a limit on contactless payments?

No limit. Any payment exceeding RM250 will require you to enter your card PIN to proceed.

 

Security

What should I do if my Kiple VISA Prepaid Card is lost or stolen?

If your Kiple VISA Prepaid Card is lost or stolen, please “Freeze” your Kiple VISA Prepaid Card immediately to stop further payment transactions including cash withdrawal. Kindly follow the steps below to freeze your card:

  • Launch your Kiple app and click VISA
  • Swipe the button to the right on the freeze card menu
  • Enter your Wallet PIN
  • Card is frozen

If you are unable to freeze your card from your Kiple e-wallet, please call us at +603 80003929 for immediate assistance. 

 
How do I request for a replacement card?

You can submit your replacement card application by following these steps. Please note that the prevailing card fee will be charged upon submission:

  • Go to the Kiple Wallet page and click on the “Visa Prepaid Card” tab.
  • Click on the “Request Replacement Card” tab.
  • Submit your delivery address, and the replacement card will be delivered to you.

If you received your initial Visa card from your institution’s admin, kindly get a replacement Visa card from them.

Please be informed that you will not be able to use your existing card once you have submitted the replacement card request. A new card number will be issued to you upon activation.

.

Payment via Kiple VISA Prepaid Card 

What is pre-authorization amount?

A pre-authorization is a temporary hold on a specific amount of your available balance on the prepaid card. This hold remains in place until the merchant completes the settlement, at which point the actual amount charged will be posted to your Kiple App. 

 

Is the amount deducted from my available balance of credit limit?

Yes, this amount will be earmarked from the available balance of your credit limit until the merchant completes the settlement of the actual amount charged. 

 

If the merchant fails complete the settlement, what will happen to the pre-authorization amount?

The pre-authorization will drop after the pre-authorization period set by the issuer and the funds will be released back to the cardholder’s account

 

What should I do if there is a double transaction for the same amount?

If you notice a duplicate charge in your account, please report it to Kiple within the stipulated timeframe. Kiple Customer Service will verify the cardholder, transaction date, and amount. If the duplicate charge is confirmed, Kiple will manually reverse the amount.

 

 

What are the payment solutions offered by Kiple?

Kiple offers a unified payment solution that enables your business to transition to a cashless environment, ensuring safe, secure, and seamless transactions. Key benefits include:

  • Payment gateway
    • Integrate our payment page with the online selling platform
    • Enable recurring payments
  • Mobile POS apps
    • Accept payment in store using the mobile POS app
    • The mobile POS app accepts e-wallet payment
  • Terminal
    • Accept payment in store using the payment terminal
    • The payment terminal accepts cards and e-wallet payment

 

How do I sign up as a Kiple Merchant?

To sign up as a Kiple Merchant, kindly follow these steps:

  • Visit https://biz.kiple.com/join-us/
  • Click ‘register now’ to sign up as a new merchant

 

E-Wallet Acceptance

I am interested in signing up as a Kiple merchant. Which e-Wallet providers can be accepted through the Kiple payment gateway?

You can accept payments from most major e-Wallet providers in Malaysia.

Currently available:

KiplePay, Boost, TnG eWallet, GrabPay, WeChat(China), Maybank QRPay, ShopeePay, DuitNowQR, GooglePay

 

Mobile POS Apps

What are the mobile phone requirements for the KiplePay Biz Application?

The KiplePay Biz Application requires any mobile phone with Android version 9.0 and above. You can download the application from the Google Play Store.

 

How do I proceed with received orders?

In your KiplePay Biz app, go to the [ORDER] tab. Upon receiving a new order, you will see two buttons for each order:

  • [ACCEPT]: Click this button to notify the customer that their order is being prepared.
  • [REJECT]: Click this button to inform the customer that the order has been rejected, and it will be automatically refunded.
  • Additionally, you have the following options:
  • [NOTIFY]: Use this button to inform the customer that their order is ready for collection.
  • [COLLECT]: Click this button after the delivery agent has collected the order to notify the customer that their order has been collected.

 

Am I allowed to reject new received orders?

Yes, you are allowed to reject new orders, but you must provide a reason for the rejection. If you reject an order on the same day it was received, the order will be automatically refunded to the customer. You will need to provide a manager PIN to verify the rejection request. If an order is not accepted on the same day, you cannot reject it on the following day.

 

Can I reject an order that I have accepted?

Once you click the [ACCEPT] button, you are not allowed to reject the order. However, if it is within the same day, you can void the order to initiate a refund to the customer by clicking the [VOID] button for that specific order in the History tab.

 

 

What are the minimum operating system (OS) requirements for the KIPLEPAY app?

Starting 1st January 2025, the KIPLEPAY app will support:

  • Android : Version 12 and above
  • iOS : Version 15 and above 

Why is KIPLEPAY updating its minimum OS requirements?

Minimum OS requirements ensure the app can operate securely and efficiently. Older operating systems may lack necessary features, updates, or security patches required by the app.Newer OS versions allow us to deliver smoother functionality and a better app experience. 


What happens if I don’t update my device to the required OS?

If your device runs an older OS, you might encounter issues such as app crashes, slow performance, or inability to use the app features. We recommend updating your device to a compatible version.

 
Is it safe to use older OS versions with the KIPLEPAY app?

Older OS versions are more vulnerable to security threats. To ensure your personal and financial information remains secure, we strongly advise against using outdated operating systems. 

 
What should I do if my device cannot support the minimum OS requirements?

If your device cannot support the required OS, you may need to use the app on a different device that meets the requirements or considering upgrading your device.

 

 

What is the new Kiple wallet size?

Effective 1st January 2025, Kiple wallet will be upgraded to RM30,000 allowing you to hold and transact a higher amount in your wallet. 

 
Is there any limit for transaction?

Yes, there will be a limit of RM9,999.99 per transaction for payment made within the App. 

 
Is there a risk of exceeding the transaction limit with the upgraded wallet?

No, the app will automatically restrict payments within the transaction limit of RM9,999.99. You’ll receive a notification if a transaction exceeds this limit, and the payment will not proceed. 

 
Is there any limit for transaction made with Kiple Visa Prepaid card?

No, you are freely to spend any amount from your wallet balance.

 
Is there any limit for wallet top ups?

No limit on wallet top ups.

 
Who is eligible for the Kiple wallet upgrade?

The upgrade is available to all users who have successfully completed their account verification (e.g., KYC – Know Your Customer).

 
Do I need to take any action to upgrade my Kiple wallet size?

No, there is no action neededfrom your end. The upgrade is automatic for eligible users.

 
What benefits do I get with the upgraded wallet limit?

With the increased wallet size, you can:

  • Hold a balance of up to RM30,000 in your wallet.
  • Perform larger transactions seamlessly.
  • Enjoy greater flexibility for payments, transfers, and purchases. 
 
How do I check if I have already reached the spending limit for my Kiple wallet?

You can check your spending limit in the Kiple app under the ‘more’ option.

 

Contact Us

Address

Kiplepay Sdn Bhd (“KPSB”)
B-23A-3, The Ascent Paradigm No.1, Jalan SS7/26A, SS 3, 47301 Petaling Jaya, Selangor

Contacts

General Line : +603 2714 6288

Sales and Support Line : +603 3000 8929

Working hours

9.00 AM – 6.00 PM (Monday – Friday)

Customer Care Operating Hours

8.30 AM – 5.30 PM (Monday – Friday)
Closed on Public Holidays

Thank you for your interest in Kiple. Kindly complete the form below and our Sales rep will be in touch as soon as possible.

Interested to Explore Further?

Reach out to us to find out more!

All rights reserved.
Kiplepay Sdn Bhd is a subsidiary of Green Packet Berhad and an approved issuer of designated payment instrument which powers Kiple, one of the fastest growing e-wallets in Malaysia.

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